Step-by-Step Guide: How to Get Your Real Estate License in Colorado

By Robert JohnsonLast Updated July 30, 2025

Introduction: Launching a Real Estate Career in Colorado

Entering the real estate industry in Colorado promises dynamic opportunities, from helping clients find their dream homes to managing lucrative property deals. However, before you can represent buyers or sellers, you must secure your real estate license through a series of regulated steps set by the Colorado Division of Real Estate. This guide provides a comprehensive, actionable pathway for aspiring agents, covering each required stage, best practices, and expert insights, ensuring you’re fully prepared for the journey ahead.

Eligibility Requirements: Who Can Apply?

To begin the process, you must meet the basic eligibility criteria :

Age: You must be at least 18 years old. No prior real estate experience is required to start the licensing process.
Legal Status: Applicants must have legal permission to work in the United States. Background checks are mandatory and will be discussed in detail below.

Meeting these basic requirements ensures you can enroll in the next stage: state-approved education. [1]

Step 1: Complete 168 Hours of Pre-Licensing Education

The state of Colorado mandates 168 hours of pre-licensing coursework at a state-accredited school. This curriculum is designed to equip you with essential knowledge to practice as a real estate professional. Required courses include:

Colorado Contracts and Regulations (48 hours)
Colorado Law and Practice (48 hours)
Colorado Practical Applications (32 hours)
Colorado Real Estate Closings (24 hours)
Current Legal Issues (8 hours)
Trust Accounts and Record Keeping (8 hours)

You can complete your education through traditional in-person programs, such as the Real Estate Certificate at Colorado Mountain College, or via online platforms like Colorado Real Estate School and VanEd, which offer flexibility for working adults and self-paced study options. [1] [3] [5]

For example, Colorado Real Estate School allows you to complete courses on your schedule, with online streaming video and exam prep tools. [3] VanEd offers online training and boasts high pass rates on the state exam. [4]

Step 2: Pass the Colorado Real Estate Broker Exam

After finishing your coursework, you must pass the Colorado Real Estate Broker Exam . This exam is administered by PSI and consists of two parts: the national portion and the Colorado state-specific portion. The exam assesses your knowledge of real estate principles, contracts, laws, and practices.

Exam prep is crucial for success. Many education providers, including Kaplan and Colorado Real Estate School, offer practice questions, simulated exams, and study guides to help you prepare. [1]

Real-world example: Many students report that dedicating 2-3 weeks to focused exam preparation, using both online resources and printed study materials, greatly improves their confidence and pass rates.

Step 3: Background Check and Fingerprinting

All applicants must undergo a fingerprint-based criminal background check through the Colorado Bureau of Investigation (CBI) and the FBI. This step is a legal requirement, designed to ensure the integrity of licensed professionals. [2]

You will need to submit your fingerprints electronically or in person at an approved CBI location. Results are automatically sent to the Colorado Division of Real Estate, and your application will not be processed until your background check is complete.

Tip:
Schedule your fingerprinting appointment as soon as you complete your education, as processing times can vary.

Step 4: Submit Your Application to the Colorado Division of Real Estate

Once you’ve passed the exam and received your background check clearance, you can submit your Broker License Application to the Colorado Division of Real Estate. The application should include:

Proof of completed pre-licensing education
Proof of passing exam scores
Results of your fingerprint-based background check
Signed sponsorship from a Colorado Employing Broker (required for activation)
Proof of Errors and Omissions (E&O) Insurance
Payment of all required licensing fees

If you have had disciplinary action against a professional license, you will need to provide additional documentation, including a written statement and records of the incident. [2]

To submit your application, visit the official Colorado Division of Real Estate website. If you need assistance, you can contact their office for guidance on documentation and requirements.

Step 5: Obtain Sponsorship and Errors & Omissions (E&O) Insurance

Before your license is activated, you must secure sponsorship from a Colorado Employing Broker and provide proof of E&O insurance. E&O insurance protects you and your firm from potential legal claims resulting from mistakes or negligence in the course of real estate transactions. Many brokerages offer E&O coverage as part of their onboarding process, but you can also purchase it independently.

Example: Most new agents contact local brokerages during or after their education phase to discuss sponsorship and employment opportunities. Consider attending local real estate networking events or career fairs to connect with potential sponsoring brokers.

Step 6: Launch Your Career and Maintain Your License

Once your application is approved, you will receive your official Colorado real estate license and can begin working as an associate broker. To keep your license active, Colorado requires ongoing continuing education. Stay informed about renewal deadlines and course requirements by regularly checking updates from the Colorado Division of Real Estate and your employing broker.

For example, many brokers provide access to continuing education classes, professional development workshops, and mentorship programs that help new agents build their skills and networks.

Alternative Pathways and Special Circumstances

If you previously held a real estate license in Colorado or another state, or if you have an expired Colorado license, you may be subject to different requirements, such as a reduced education load or different exam components. Check with the Colorado Division of Real Estate for the most current rules regarding reciprocity and reactivation.

Additionally, individuals with backgrounds in law or real estate appraisal may qualify for certain course waivers. Always verify your eligibility with an official agency representative.

Potential Challenges and Solutions

Common challenges for aspiring agents include balancing coursework with work and family commitments, passing the licensing exam, and securing a sponsoring broker. Solutions include enrolling in flexible online education programs, forming study groups with peers, and attending local industry events to expand your professional network. If you encounter delays in fingerprint processing or licensing approvals, contact the Colorado Division of Real Estate for updates and assistance.

Key Takeaways

Start by verifying your eligibility and choosing a state-approved education provider.
Complete 168 hours of pre-licensing coursework and prepare thoroughly for the state licensing exam.
Schedule and complete your fingerprint background check early in the process.
Gather all necessary documents and submit a complete application to the Colorado Division of Real Estate.
Secure sponsorship from an employing broker and obtain E&O insurance before starting your career.
Stay current with continuing education requirements to keep your license active and in good standing.

How to Get Started

To begin your journey, you can:

Contact accredited real estate schools such as Colorado Real Estate School, VanEd, or Colorado Mountain College for course enrollment information.
Search online for “Colorado Division of Real Estate” to find the official state agency website, where you can download application forms and access the latest updates on licensing requirements.
Reach out to local real estate brokerages to inquire about sponsorship and job opportunities for new licensees.
Explore practice exams and study resources provided by your education provider to boost your exam readiness.

By following these detailed steps and leveraging available resources, you can confidently navigate the process of earning your real estate license and launch a successful career in Colorado’s dynamic property market.